Consumer Loan Comparison (8 Banks)
Enter amount and term to compare monthly installment and total cost across 8 Turkish banks. Edit any interest rate freely.
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Last verified: 2026-07-12
| # | Bank | Monthly % | Installment | Total Repayment | Total Interest+Fees |
|---|---|---|---|---|---|
| 1 | Ziraat BankasıCHEAPEST | TRY 10,996.75 | TRY 131,961.03 | TRY 31,961.03 | |
| 2 | Halkbank | TRY 11,072.27 | TRY 132,867.21 | TRY 32,867.21 | |
| 3 | Vakıfbank | TRY 11,148.04 | TRY 133,776.50 | TRY 33,776.50 | |
| 4 | İş Bankası | TRY 11,300.37 | TRY 135,604.38 | TRY 35,604.38 | |
| 5 | Akbank | TRY 11,346.26 | TRY 136,155.15 | TRY 36,155.15 | |
| 6 | Garanti BBVA | TRY 11,376.91 | TRY 136,522.95 | TRY 36,522.95 | |
| 7 | Yapı Kredi | TRY 11,453.72 | TRY 137,444.58 | TRY 37,444.58 | |
| 8 | QNB | TRY 11,530.77 | TRY 138,369.28 | TRY 38,369.28 |
Example rates — confirm the current rate with the bank at application time (July 2026).
The calculation uses the equal-installment (annuity) loan formula. Turkish consumer loans may add 15% KKDF and 5% BSMV on interest; use the "Include taxes" option to factor this in. Allocation fees, insurance and other charges vary by bank and are not included here. Results are not a binding offer.
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💰 This tool is not financial advice — it is only a calculation aid. For investment decisions, consult a licensed investment advisor. Past performance does not guarantee future returns.