Does this tool represent a bank offer?

No. The tool only performs calculations for informational purposes; consult your bank for official loan offers.

Can I compare offers from different banks?

Yes, you can create multiple scenarios and compare interest rate and term differences side by side.

Interest Detail Pro - Loan Interest

This tool only performs calculations and is NOT investment or financial advice. Rates/taxes change; verify with official sources (bank, accountant, SPK-licensed advisor) before acting.

Principal (₺)

Annual Rate (%)

Term (years)

Compounding Period

Simple Interest Total

325,000 ₺

Compound Interest Total

910,513 ₺

Compound Advantage

585,513 ₺

Simple Interest Earned

225,000 ₺

Compound Interest Earned

810,513 ₺

📈 Year-by-Year Growth

Compound interest overtakes simple interest starting year 1.

📊 Year-by-Year Table

Year	Simple Interest	Compound Interest	Difference
0	₺100,000	₺100,000	₺0
1	₺145,000	₺155,545	+₺10,545
2	₺190,000	₺241,944	+₺51,944
3	₺235,000	₺376,333	+₺141,333
4	₺280,000	₺585,368	+₺305,368
5	₺325,000	₺910,513	+₺585,513

💡 Formulas

Simple interest: Principal + (Principal × Rate × Years)
Compound interest: Principal × (1 + Rate/n)^(n × Years) — n = compounding periods per year (yearly 1, monthly 12, daily 365)
Albert Einstein: "Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it."
In practice: ₺100K principal, 45% annual rate, 5 years = simple 325K, compound (monthly) 910K. A difference of 585K.

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📖 How to Use

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💰 This tool is not financial advice — it is only a calculation aid. For investment decisions, consult a licensed investment advisor. Past performance does not guarantee future returns.

Frequently asked questions

Both inputs are supported; the tool automatically converts based on your selection.

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Interest Calculator Pro — Simple vs Compound Comparison