How much are title deed transfer fees in Turkey?

Title deed fees are set by current legislation and are typically charged to both buyer and seller separately. The tool uses reference rates; always confirm the current rate with the Land Registry Directorate before your transaction.

Does VAT apply to all properties?

VAT applies only to new build properties. Second-hand home purchases are not subject to VAT. The rate varies based on gross floor area and construction class.

Is real estate agent commission mandatory?

Commission is not legally mandatory but is standard practice. It is typically charged to both buyer and seller at a set percentage of the sale price. Clarify the amount in writing before signing anything.

Does this tool provide official fee calculations?

No. This tool is for estimation purposes only and does not replace professional legal or financial advice. Consult a notary or the relevant authority for official figures.

Is earthquake insurance (DASK) compulsory?

Yes. Mandatory earthquake insurance known as DASK is a legal requirement for residential properties in Turkey. A valid policy must be in place before completing a title deed transfer.

Can I include my mortgage interest in this calculation?

Yes. If you are taking a home loan, add the estimated total interest cost as a separate line to see the true total cost of ownership over the loan term.

Should I budget for renovation costs?

Absolutely. If the property is not move-in ready, renovation, painting, flooring, appliances, and furniture can add significantly to your total outlay and should be factored in from the start.

Home Total Cost Calculator - All Property Purchase Costs

⚠️

This tool only performs calculations and is NOT investment or financial advice. Rates/taxes change; verify with official sources (bank, accountant, SPK-licensed advisor) before acting.

Property Price (TRY)Down PaymentTerm (Months)Monthly Interest %Tax Assessed ValueMonthly Dues

True Monthly Cost (All-in)

₺55.335,79

Monthly Breakdown

Mortgage Payment	₺53.217,46
DASK Earthquake Insurance	₺35,00
Home Insurance	₺250,00
Property Tax	₺333,33
Dues	₺1.500,00

ℹ️ 2026 rakamlarıyla: DASK ~35 TL/ay (~100m² ortalama, basitleştirilmiş yaklaşık değer). Konut sigortası: değerin yıllık ‰1.5. Emlak vergisi: değerin yıllık ‰2 (mesken). Gerçek tutarlar emlak büyüklüğü ve bölgeye göre değişir.

DASK primi yaklaşık değerdir, güncel tarife için dask.gov.tr'yi kontrol edin.

Auto-deleted in 7 days

256-bit SSL

Support

Your files are encrypted with SSL and automatically deleted from our servers 7 days after processing.

📖 How to Use

Enter values

Fill required numbers in the form.

Pick parameters

Currency / date / rate / bracket.

Compute

Result appears instantly.

Copy / share

Copy or share as link.

Total Monthly Housing Cost (Integrated)

Monthly Breakdown

📖 How to Use