Can I upload a cheque image and save it to the system?

No, there is no image/photo upload feature.

Can I receive an email reminder when maturity approaches?

No, there is no reminder/notification system.

Can I export the results as CSV, PDF or Excel?

No, there is no export option at all; the result is displayed only on the screen.

Can I calculate how many days remain until the maturity of a cheque or note?

Yes. When you enter the maturity date, the number of days remaining until maturity is shown by subtracting today's date from the maturity date. For past maturity dates, the result includes the phrase 'past due'.

How is the discount (present value) calculated?

Based on the nominal amount, annual interest rate, and number of days remaining until maturity, the discount amount and present value are shown on separate lines. The present value is found by discounting the nominal amount to today using a 360-day basis discount calculation.

Can BSMV be included in the calculation?

Yes. You can check the Include BSMV (5%) option; in this case, the Banking and Insurance Transactions Tax is added to the calculated interest or discount amount and shown. On the results screen, the BSMV amount appears as a separate line.

Check Maturity Tracking Tool

Cheque/Note Face Value (TRY)

TodayMaturity date

Annual interest rate (%) — bank discount/default rateInclude BSMV (Banking Transaction Tax, 5%)

Days to maturity90 days

Face value100.000,00 ₺

Interest amount+11.250,00 ₺

AMOUNT AT MATURITY111.250,00 ₺

AI Verification

The AI verifier runs once a result is calculated…

How it works: Simple interest formula (V = N × r × t/360). Check "Include BSMV" above to add the 5% Banking Transaction Tax on top of the interest/discount amount, as banks typically do. Past-due cheques are typically charged a default rate higher than the market rate (a late-payment surcharge is added).

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📖 How to Use

Enter values

Fill required numbers in the form.

Pick parameters

Currency / date / rate / bracket.

Compute

Result appears instantly.

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💰 This tool is not financial advice — it is only a calculation aid. For investment decisions, consult a licensed investment advisor. Past performance does not guarantee future returns.

Frequently asked questions

No. This tool is NOT a portfolio management system; it is a stateless calculator that performs instant interest/discount calculation for a single cheque/note. It does not have multiple record, image upload, reminder, or status tracking features.

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TR Cheque/Note Maturity Calculator